That loan solution to cover cash that is immediate requirements

Obtain a decision that is real-time money in a few minutes.

What’s a Simple Loan?

The U.S. Bank Simple Loan is a fast and convenient method for U.S. Bank checking clients to borrow as much as $1,000 to manage prepared and unplanned expenses.

Maybe perhaps Not just a U.S. Bank customer that is checking? Explore our bank account choices.

What sort of Simple Loan works

  • Apply anytime within on the internet and banking that is mobile by having a real-time choice 1 and quick access to loan funds
  • Borrow as much as $1,000, in $100 increments
  • Loan funds deposited straight into your U.S. Bank customer account that is checking
  • Repay the loan in three payments that are monthly

Easy pricing without any fees that are late prepayment charges.

For each and every $100 borrowed you spend:

$6 cost with automatic re re re payments from your own U.S. Bank customer bank account

$6 fee with handbook payments

Re Payment instance

If you borrow $400 and choose payments that are automatic your cost may be $24. You’ll pay straight right right back an overall total of $424 in three monthly obligations of around $141.33 each. Your total price to borrow (apr) is likely to be 35.65%.

Simple Loan is really a high-cost loan and other choices can be available:

  • Unsecured loan – a personal bank loan with no security required
  • Bank cards – Use to produce acquisitions or get an advance loan
  • Reserve type of credit – A personal type of credit providing overdraft protection

To get going here’s just just what you’ll need.

  • You truly must be at the very least 18 years old and now have a currentв u.s. Bank checking account that’s been available for at the least a few months
  • 3 months of recurring direct deposits as a U.S. Bank account that is checking
  • Your Personal Safety number

Get on online and mobile banking and access the easy Loan application website website website link in the bank account web page. Read More